Alexander Tcherpokov · Attorney at Law · Sofia
Banking andcommercial law
Advice and court representation on loans and security, commercial transactions, tax disputes and enforcement — for companies, financial institutions and private clients in Sofia and throughout Bulgaria.
- Admitted
- Sofia Bar, 2012
- Education
- Master of Laws, NBU
- School
- Interius, since 1989
- Languages
- BG · EN · IT
Alexander Tcherpokov
Attorney at Law
- Banking law
- Lending
- Mortgages
- Leasing
- Assignments
- Refinancing
- Restructuring
- Security
- Commercial contracts
- Commercial Register
- Enforcement
- Tax audits
- Arbitration
- Supreme Courts
The practice
Trust between client and lawyer is built over long relationships — in full confidence and with an individual approach to every client.
Alexander Tcherpokov specialises in banking law and lending. His clients are mainly in financial services, real estate development, industrial manufacturing and foreign investment.
He heads the legal service of a non-bank financial institution and of a manufacturer in metallurgy and heavy engineering. He advises on distressed loans and leasing, mortgages, refinancing, assignments and security, negotiates between creditors and debtors, and defends his clients in court — from first instance to the Supreme Courts.
About the attorneyPractice areas
Eight practice areas. One point of responsibility.
Each practice is built around the real questions of banking and commercial life. Choose an area to see its scope.
- 01Banking & finance
Loan agreements, security, mortgages, leasing and dealings with banks and non-bank lenders — from negotiation to dispute.
- 02Distressed loans
When repayments become unmanageable: renegotiation, rescheduling, refinancing and defence against acceleration and assignment.
- 03Commercial & corporate
Company formation, reorganisation and liquidation, Commercial Register proceedings and commercial contracts built around your business.
- 04Enforcement
Debt recovery and defence in enforcement proceedings — asset tracing, interim measures, garnishments and attachments.
- 05Tax law
Tax advice, defence in tax audits and appeals against tax assessments before the courts.
- 06Litigation
Court representation before every court in Bulgaria — including both Supreme Courts — and before competition and consumer authorities and arbitral tribunals.
- 07White-collar defence
Defence in criminal proceedings for economic offences, offences against creditors and the financial and tax systems, bribery and document offences.
- 08Corporate retainer
Comprehensive legal support for companies on flexible terms — contracts, employment, receivables and day-to-day questions for a predictable monthly fee.
Banking and finance
Loan agreements, security, mortgages, leasing and dealings with banks and non-bank lenders — from negotiation to dispute.
- Loan agreements
- Security
- Leasing
- Refinancing
In figures
Experience measured in years — and in cases.
- years in legal practice
years in legal practice
From the early years at Interius to today
- admitted to the Sofia Bar
admitted to the Sofia Bar
Full rights of audience
- the year Interius was founded
the year Interius was founded
One of Bulgaria's first private law firms
- working languages
working languages
Bulgarian, English and Italian
Clients
Sectors we know from the inside.
The law works best when the lawyer understands the client's business — its contracts, its money and its risks.
01Financial services
Banks, non-bank lenders and leasing companies — loan agreements, security, debt collection and disputes with borrowers.
02Real estate development
Investors and builders — project finance, mortgages, construction contracts and disputes with contractors and buyers.
03Industrial manufacturing
Manufacturers in metallurgy and heavy engineering — supply contracts, exports, receivables and ongoing legal support.
04Foreign investment
Foreign investors — company formation and reorganisation, transactions, tax questions and disputes with counterparties.
Approach
How we handle your case.
A clear assessment at the start, a clear strategy after it, and one lawyer responsible for the matter from the first day to the last.
- 01
Assessment
We review the documents and facts and establish the deadlines and risks. The first meeting is for listening and an honest view.
- 02
Strategy
We propose a route with a realistic assessment — negotiation, settlement or litigation — and what each involves.
- 03
Action
We draft the contracts and pleadings, negotiate, and represent you before the court, the bailiff, the tax authority or the arbitral tribunal.
- 04
Control
You know every step and every deadline. We report in writing and see the work through to the end.
Nationwide
An office in Sofia. Cases across Bulgaria.
We represent clients before every court in Bulgaria — from the district courts to the Supreme Court of Cassation and the Supreme Administrative Court — and before the Competition Protection Commission, the Consumer Protection Commission and arbitral tribunals. Partner lawyers in most regional cities ensure a quick presence on the ground.
- Office
- Appellate centres
- Partner network
Sofia
Office and main practice
Courts
- Supreme Court of Cassation
- Supreme Administrative Court
- Sofia Court of Appeal
- Sofia City Court
- Sofia Regional Court
- Administrative Court Sofia City
Heritage
The Interius school.
Interius was among the first private law firms registered in Bulgaria after 1989. One of its partners co-authored Decree No. 56 on economic activity, and its lawyers took part in setting up the country's first commercial companies, banks and insurers, in privatisation transactions and in drafting legislation.
Alexander Tcherpokov has been part of the Interius team for more than a decade. He also works in close cooperation with the law firm Borisov & Borisov.
- 1989
Interius
One of Bulgaria's first private law firms is founded.
- 2006
American University in Bulgaria
Bachelor's degree in business administration.
- 2010
New Bulgarian University
Master of Laws, graduated with honours.
- 2012
Sofia Bar Association
Admitted as an attorney at law.
- Today
Banking law and lending
Heads the legal service of a non-bank financial institution and of an industrial manufacturer.
International
Transactions and disputes across borders.
For transactions and disputes with a foreign element we work with partner lawyers abroad and assist with disputes involving Asian counterparties. Advice in English and Italian.
United States
Partner lawyers
Germany
Partner lawyers
Italy
Partners · advice in Italian
China & India
Disputes with counterparties
Start here
How can we help?
Choose a topic — the enquiry form will open with it selected.
- Banking and loansLoan agreements, security, leasing
- A distressed loanArrears, acceleration, assignment
- Company and contractsRegistration, changes, commercial contracts
- EnforcementRecovering a debt or defence against a bailiff
- Tax and auditsAudit, tax assessment, tax advice
- A court disputeClaim, defence, appeal, arbitration
- Criminal proceedingsEconomic or tax offences
- Corporate retainerOngoing legal support for a company
- Something elseDescribe your question
Questions
Before the first meeting.
01How does the first consultation work?
The first meeting is about the facts and the documents: we listen, review the contracts and correspondence, and tell you clearly what your options, deadlines and risks are. Meetings take place at the office in Sofia by appointment, or online when needed.
02How are fees set?
Fees are agreed in writing and in advance — as a fixed fee for a defined task, by the hour, or as a monthly retainer for companies. Before we start, you know what the engagement includes and what it costs.
03Do you work outside Sofia?
Yes. We represent clients before courts throughout Bulgaria — including Plovdiv, Varna and Burgas — and with partner lawyers in most regional cities we ensure a presence on the ground when it is needed.
04In which languages can we work?
Bulgarian, English and Italian. Contracts and correspondence with foreign counterparties are also prepared in English.
05Is what I share confidential?
Yes. Everything a client shares with their lawyer is protected by legal professional privilege under the Bulgarian Bar Act. The same applies to enquiries sent through this website.
06What should I bring to the meeting?
The contracts and their annexes, correspondence with the other side, any notices, demands, orders or decisions you have received, and a short timeline of events. If a deadline is running, tell us on the first call.
Consultation
Tell us about your case.
Describe the matter briefly — we will contact you to arrange a meeting. If a deadline is about to expire, call directly.